Commercial Loans
In a fast-paced economy, access to strategic capital is the difference between standing still and scaling up. At Classic Loans, we don’t just provide finance; we provide the launchpad for your business’s next chapter.
Founded by Preetinder Singh, our commercial division specializes in structured lending for Victoria’s industrial, retail, and corporate sectors. We understand that business owners need speed, flexibility, and a partner who speaks their language.
Our Specialist Commercial Solutions
We have tailored our commercial suite to meet the specific infrastructure and operational needs of modern Australian businesses.
- Factory & Warehouse Loans
Whether you are an owner-occupier looking for a permanent base or an investor targeting industrial yield, we specialize in high-value industrial property finance.
- Expanding Operations:Secure larger premises to accommodate growing inventory or manufacturing lines.
- Investment Strategy:We help you navigate the industrial market, focusing on LVRs (Loan-to-Value Ratios) that maximize your return on investment.
- Business Loans & Working Capital
A healthy business needs consistent cash flow. Our business loans are designed to be agile:
- Secured & Unsecured Options:Choose between lower-rate loans secured by property or fast-access unsecured loans based on your business turnover.
- Growth Capital:Funding for new hires, marketing campaigns, or bulk inventory purchases.
- Line of Credit:Access a revolving pool of funds—only pay interest on what you actually draw down.
- Construction Loans: Build from the Ground Up
Building a new home requires a specialized loan structure. Unlike a standard mortgage, a Construction Loan involves “progress draws,” where the bank pays your builder in stages (Slab, Frame, Lock-up, etc.). We manage the coordination between you, the lender, and the builder to ensure a smooth construction process.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Commercial Loan
Contact Us
0451 269 825
preet@classicloans.com.au
Clyde, Victoria ( 3978), Australia
Why Partner with Classic Loans for Business?
“Commercial lending shouldn’t be a ‘black box.’ We provide the transparency and speed that Victorian business owners need to stay competitive.” — Preetinder Singh
- Industry-Specific Knowledge
From logistics and warehousing to boutique retail, we understand your sector’s unique challenges.
- Alternative Documentation (Alt-Doc)
If your financial records aren’t fully up to date, we can often secure approval using BAS or bank statements to verify your business health.
- Fast Approvals
In business, timing is everything. Our streamlined digital application process aims for fast turnarounds for qualified applicants.
Why Partner with Classic Loans for Business?
Industry-Specific Knowledge
From logistics and warehousing in Clyde to boutique retail in Melbourne, we understand your sector’s unique challenges.
Council Approved Plans
Detailed blueprints and specifications.
Builder’s Insurance
Evidence of Public Liability and Domestic Building Insurance.
A Professional Valuation
Based on the "as-if-complete" value of the home.