Shop Fitouts
The design and functionality of your retail or service space are the first things your customers notice. A professional Shop Fitout is an investment in your brand’s identity and customer experience. However, creating a world-class environment often requires significant upfront capital.
At Classic Loans, we provide specialized Fitout Finance that allows you to build or renovate your dream space without depleting your working capital. Whether you are launching a new boutique or upgrading an established café, Preetinder Singh and the team help you manage the costs from blueprints to the grand opening.
What Can Fitout Finance Cover?
Our loans are designed to be all-inclusive, covering 100% of the costs associated with transforming a “shell” into a functional business.
- Interior Construction
Flooring, partitioning, ceilings, and wall finishes.
- Custom Joinery
Reception counters, display racks, shelving, and cabinetry.
- Essential Utilities
Specialized lighting, air conditioning (HVAC), plumbing, and electrical wiring.
- Technology & Security
Point-of-Sale (POS) systems, data cabling, and CCTV security installations.
- Branding & Signage
Internal graphics and external high-visibility signage.
- Professional Fees
You can even include the costs of architects and interior designers in your loan.
- Construction Loans: Build from the Ground Up
Building a new home requires a specialized loan structure. Unlike a standard mortgage, a Construction Loan involves “progress draws,” where the bank pays your builder in stages (Slab, Frame, Lock-up, etc.). We manage the coordination between you, the lender, and the builder to ensure a smooth construction process.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Commercial Loan
Contact Us
0451 269 825
preet@classicloans.com.au
Clyde, Victoria ( 3978), Australia
Why Work with Classic Loans?
“A fitout is a complex project with many moving parts. We work directly with your builders and suppliers to ensure funds are disbursed on time, keeping your project on schedule.” — Preetinder Singh
- Fast Approvals
We understand that every day your doors are closed is a day of lost revenue. Our streamlined process targets rapid approval turnarounds.
- Alt-Doc Solutions
For newer businesses or those without recent tax returns, we can often secure fitout finance using bank statements or BAS lodgements.
- Victoria-Wide Expertise
We understand the local council requirements and building standards across Victoria.
Why Partner with Classic Loans for Business?
Industry-Specific Knowledge
From logistics and warehousing in Clyde to boutique retail in Melbourne, we understand your sector’s unique challenges.
Council Approved Plans
Detailed blueprints and specifications.
Builder’s Insurance
Evidence of Public Liability and Domestic Building Insurance.
A Professional Valuation
Based on the "as-if-complete" value of the home.