Residential Loans: Building Your Future, One Brick at a Time
Your home is more than just a property; it’s your sanctuary and likely your most significant financial asset. At Classic Loans, we specialize in navigating the complex world of residential lending to find the perfect fit for your lifestyle and budget.
From the excitement of your first set of keys to the strategic growth of a property portfolio, Preetinder Singh and the team are dedicated to making the process seamless, transparent, and rewarding.
Our Residential Lending Suite
We offer a comprehensive range of home loan products tailored to the diverse needs .
- First Home Buyers
Stepping into the property market for the first time can be overwhelming. We act as your expert guide, helping you:
- Navigate Government Grantsand stamp duty concessions.
- Understand “Low Deposit” options.
- Secure pre-approvals so you can shop with confidence.
- Refinancing & Debt Consolidation
Is your current mortgage still the best deal on the market? We perform a “Health Check” on your existing loan to:
- Secure lower interest rates.
- Switch between fixed and variable terms.
- Consolidate high-interest debts into one manageable monthly payment.
- Equity Release
Your home’s value has likely grown over time. An Equity Release allows you to tap into that increased value to fund renovations, deposit a second property, or cover major life expenses without selling your home.
- Investment Home Loans
Ready to build wealth through real estate? We help seasoned and aspiring investors secure competitive interest rates and interest-only options to maximize tax benefits and rental yield.
Loans
The Classic Loans Advantage
“A residential loan isn’t just about the lowest rate; it’s about the right structure that allows you to live the life you want.” — Preetinder Singh
- Access to Multiple Lenders
We compare hundreds of products from major banks and non-bank lenders.
- Personalized Strategy
We look at your long-term goals, not just your current paperwork.
- End-to-End Support
We handle the application, the back-and-forth with the bank, and the final settlement so you don’t have to.
