Business Loans
Running a business requires more than just hard work—it requires the right capital at the right time. Whether you’re looking to manage daily cash flow, purchase inventory, or expand your operations, Classic Loans provides the financial foundation you need to thrive.
Founded by Preetinder Singh, we specialize in connecting Victorian business owners with flexible lending solutions that move as fast as their business does.
Secured vs. Unsecured: Which fits your business?
Choosing the right structure is essential for protecting your assets and managing your costs.
- Secured Business Loans
Best for large-scale investments and long-term growth.
- How it works:The loan is backed by an asset, such as residential or commercial property, machinery, or vehicles.
- Benefits:Access to higher loan amounts and lower interest rates because the lender’s risk is reduced.
- Unsecured Business Loans
Ideal for fast-moving opportunities and service-based businesses.
- How it works:No physical collateral is required. Approval is based on your business’s cash flow, credit history, and turnover.
- Benefits:Faster approval times (often within 24–48 hours) and no risk to your personal or business assets.
- Construction Loans: Build from the Ground Up
Building a new home requires a specialized loan structure. Unlike a standard mortgage, a Construction Loan involves “progress draws,” where the bank pays your builder in stages (Slab, Frame, Lock-up, etc.). We manage the coordination between you, the lender, and the builder to ensure a smooth construction process.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Commercial Loan
Contact Us
0451 269 825
preet@classicloans.com.au
Clyde, Victoria ( 3978), Australia
Why Choose Classic Loans for Your Business?
“Business moves at the speed of opportunity. We ensure you have the capital ready to say ‘yes’ when that opportunity knocks.” — Preetinder Singh, Founder
- Streamlined Digital Process
We minimize the paperwork so you can stay focused on your customers.
- Expert Advocacy
We work for you, not the banks, comparing dozens of lenders to find the best fit.
- Flexible Terms
We negotiate repayment schedules that align with your business’s unique cash flow cycle.
Why Partner with Classic Loans for Business?
Industry-Specific Knowledge
From logistics and warehousing in Clyde to boutique retail in Melbourne, we understand your sector’s unique challenges.
Council Approved Plans
Detailed blueprints and specifications.
Builder’s Insurance
Evidence of Public Liability and Domestic Building Insurance.
A Professional Valuation
Based on the "as-if-complete" value of the home.