Equipment Loans
To grow a successful business, you need the right tools—but high-quality equipment often comes with a high price tag. At Classic Loans, we believe you shouldn’t have to drain your cash reserves to stay competitive. Our Equipment Loans (also known as Asset Finance) allow you to acquire essential machinery, technology, and tools today while spreading the cost over their useful life.
Whether you are a tradie needing new power tools, a medical professional upgrading diagnostic tech, or a cafe owner installing a commercial kitchen, Preetinder Singh and our team provide the financial structure to help your equipment pay for itself.
What Can You Finance?
If it helps your business generate revenue, we can likely help you finance it. Our equipment loans cover a vast range of industries:
- Construction & Trades
Excavators, scaffolding, power tools, and earthmoving machinery.
- Office & Tech
Laptops, high-end servers, printers, and specialized software systems.
- Medical & Dental
X-ray machines, dental chairs, and laboratory equipment.
- Hospitality
Commercial ovens, espresso machines, and industrial refrigeration.
- Construction Loans: Build from the Ground Up
Building a new home requires a specialized loan structure. Unlike a standard mortgage, a Construction Loan involves “progress draws,” where the bank pays your builder in stages (Slab, Frame, Lock-up, etc.). We manage the coordination between you, the lender, and the builder to ensure a smooth construction process.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Asset Finance
Why Choose Classic Loans?
“Equipment shouldn’t be a liability; it should be an engine for growth. We find the finance that turns your ‘wish list’ into a ‘work list’.” — Preetinder Singh, Founder
- Fast Approvals
We know that when a machine breaks down or an opportunity arises, you can’t afford to wait weeks for a bank.
- No Deposit Options
For many businesses, we can secure 100% finance, covering the full purchase price including GST.
- Expert Support
We offer a personalized touch, working with you to understand your specific industry needs.
Financing All Types of Heavy Vehicles
Light & Medium Trucks
Delivery vans, pantechs, and tray trucks for local distribution.
Heavy Duty & Prime Movers
Long-haul rigs for interstate transport.
Specialized Vehicles
Tippers, refrigerated trucks, concrete mixers, and crane trucks.
Trailers
Flatbeds, drop-decks, and refrigerated trailers.