Factory & Warehouse Loans
Industrial property is often the backbone of a successful business. Whether you are looking for a sprawling warehouse for logistics or a specialized factory space for manufacturing, securing the right commercial finance is a critical step in your growth strategy.
At Classic Loans, Preetinder Singh and our team specialize in navigating the unique requirements of industrial lending. We help you secure the space you need with terms that support your business’s cash flow and long-term stability.
Loan Options Tailored to Your Strategy
We categorize industrial lending based on how you intend to use the property:
- Owner-Occupier Loans
If you are buying a warehouse to run your own business, lenders often view this as a lower-risk profile.
- The Benefit:You may qualify for lower interest rates and higher Loan-to-Value Ratios (LVR).
Stabilize Costs: Stop paying rent and start building equity in your own asset.
- Investment Loans
If you are purchasing a factory to lease out to another business:
- Lease-Doc Options:We can often secure a loan based primarily on the strength of the existing tenant’s lease and rental income.
- Portfolio Growth:Use the equity in your existing commercial or residential assets to fund the deposit.
- Self-Managed Super Fund (SMSF) Loans
Did you know you can use your Super to buy your own business premises? We specialize in SMSF Commercial Loans, allowing your super fund to own the warehouse while your business pays rent back into your fund.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Commercial Loan
Contact Us
0451 269 825
preet@classicloans.com.au
Clyde, Victoria ( 3978), Australia
What Lenders Look For in Industrial Property
Industrial lending is more specialized than residential. Lenders will evaluate:
- Clear Span & Height
High clearance (the “clear-span” height) and wide roller doors are highly valued for modern racking and truck access.
- Location & Infrastructure
Proximity to major highways, ports, rail lines and surrounding industrial hubs.
- Zoning & Compliance
Ensuring the property is correctly zoned for your specific business activities (e.g., Industrial 1, 2, or 3).
Why Partner with Classic Loans for Business?
Industry-Specific Knowledge
From logistics and warehousing in Clyde to boutique retail in Melbourne, we understand your sector’s unique challenges.
Council Approved Plans
Detailed blueprints and specifications.
Builder’s Insurance
Evidence of Public Liability and Domestic Building Insurance.
A Professional Valuation
Based on the "as-if-complete" value of the home.