Your Home Loan, Simplified.
At Classic Loans, we believe that a home loan is more than just a monthly repayment—it is the foundation of your financial security and the key to your future. We specialize in connecting families and individuals with mortgage solutions that don’t just meet their needs today but grow with them tomorrow.
Founded by Preetinder Singh, our approach combines modern financial technology with old-school, personalized service. We do the heavy lifting, comparing hundreds of products from Australia’s leading banks and specialty lenders to find the one that fits your life.
Our Specialist Home Loan Services
Every borrower is unique. Whether you are buying your first apartment, building a custom home, or looking to unlock the wealth in your current property, we have a pathway for you.
- First Home Buyers: Start Your Journey Right
The Australian property market can be intimidating for first-timers. We take the stress out of the equation by:
- Calculating your true borrowing power.
- Assisting with First Home Owner Grants (FHOG)and stamp duty concessions.
- Explaining the difference between fixed, variable, and split interest rates.
- Equity Release: Unlock Your Wealth
Your home is likely your biggest investment. If your property has increased in value, an Equity Release allows you to access that cash without selling. Use it to:
- Fund a major home renovation.
- Provide a deposit for an investment property.
Consolidate high-interest debts into one lower rate.
- Construction Loans: Build from the Ground Up
Building a new home requires a specialized loan structure. Unlike a standard mortgage, a Construction Loan involves “progress draws,” where the bank pays your builder in stages (Slab, Frame, Lock-up, etc.). We manage the coordination between you, the lender, and the builder to ensure a smooth construction process.
- Self-Employed & Specialist Lending
If you run your own business, your tax returns might not tell the whole story. At Classic Loans, we are experts in Alt-Doc (Alternative Documentation) loans. We work with specialist lenders who understand business owners, allowing you to secure a home loan based on your actual cash flow and business performance.
Loans
Why Choose a Classic Home Loan?
- Direct Access to Experts
You deal directly with our founder and specialist team—no call centers, no waiting on hold.
- Tailored Comparisons
We don’t just show you one bank; we provide a side-by-side comparison of the best options on the market.
- Strategic Advice
We look at your offset accounts, redraw facilities, and repayment structures to ensure your loan is working as hard as you do.
